Emma Rose

Originally uploaded by Dusty & Clea Emma Rose Ingenthron was born on Nov. 25, 2008.

7lbs 7ounces — 20″ Long

Mom and baby are both doing well.

The following was taken from Taken from:An Everyman’s Guide to Our Current Financial Crisis by Tony Woodlief

For those of you who lack the advanced financial expertise necessary to decipher news surrounding the current mess, I’ve interviewed an expert to help us make sense of the headlines.

Q: How did we get into this mess?

A: Two entities created and overseen by Congress, Freddie Mac and Fannie Mae, flooded the mortgage market with cheap, taxpayer-backed money. Plus millions of Americans accepted the crazy idea that it’s okay to finance more house than you can really afford, using 95/5 and even 99/1 mortgages. It was a toxic mix of incompetence and greed.

Q: Doesn’t Wall Street have some culpability here?

A: Didn’t you hear that part about incompetence and greed? Besides, “Wall Street” is an abstraction. It’s kind of like The Force in Star Wars, or …

Q: Congressional oversight?

A: Exactly.

Q: What’s the government’s plan to fix this mess?

A: They’re going to buy all the troubled assets, and then create lots of rules that give them more authority to oversee financial institutions.

Q: You mean oversight like the kind that encouraged Freddie Mac and Fannie Mae to back millions of housing equivalents of the Bridge to Nowhere?

A: You got it.

Q: How does the average American get in on this “buying of troubled assets” deal?

A: It’s simple: you either need to be the overpaid CEO of a firm that stupidly overleveraged itself in marginal mortgages and their derivatives, or one of those home speculators who bought three houses in Florida hoping to flip them, and is now claiming to have been misled, abused, etc.

Q: What about those of us who only bought a house we could afford, and have been working diligently to make payments?

A: Well, you’ll have to work a little harder to bail out the rest of us.

Q: It sounds like we’re rewarding the guilty and punishing the innocent.

A: Welcome to Washington.

Candice Watters of The Line Also quoted Mr. Woodlief, and added the following.

We shouldn’t be surprised. Even the founders knew such corruption was not only possible, but likely. As far back as 1897, we had this warning:

A democracy cannot exist as a permanent form of government. It can only exist until the voters discover that they can vote themselves money from the public treasure. From that moment on the majority always votes for the candidates promising the most money from the public treasury, with the result that a democracy always collapses over loose fiscal policy followed by a dictatorship. The average age of the world’s great civilizations has been two hundred years. These nations have progressed through the following sequence: from bondage to spiritual faith, from spiritual faith to great courage, from courage to liberty, from liberty to abundance, from abundance to selfishness, from selfishness to complacency, from complacency to apathy, from apathy to dependency, from dependency back to bondage.
— Alexander Tyler (A Scottish professor)

And even before that, Thomas Paine said: If, from the more wretched parts of the old world, we look at those which are in an advanced stage of improvement, we still find the greedy hand of government thrusting itself into every corner and crevice of industry, and grasping the spoil of the multitude. Invention is continually exercised, to furnish new pretenses for revenues and taxation. It watches prosperity as its prey and permits none to escape without tribute.
— Rights of Man, 1791

Alexander Tyler’s words from over 100 years ago have proven amazingly accurate, and the results he predicted are sobering. While our elected officials, and their financial experts scramble to avoid a catastrophe; what can we, the average layman do? I believe, without a doubt that the greatest course of action any one could undertake is to call out to God in prayer. Not a token prayer mumbled under our breath, but a heartfelt intercession for our country, our leaders, and our churches. My God grant each of us a genuine hunger for true revival.

Anyone else notice the similarity between the icon on Presidential candidate Mike Huckabee’s website, and the icon from a certain popular mobile phone interface?

Mac using BitTorrent junkies rejoice. You will soon have a new tool at your disposal, and a fine one at that. BitTorrent Inc. has announced thata Mac version of the popular uTorrent client is now in private beta, and will soon be available.

uTorret has a reputation of being light, fast, and free to boot. I have been a licensed user of David Watanabe’s Xtorrent for some time now, but if uTorrent is truly as fast as the reviewers claim I may soon have a new icon in my dock.

Click over and read TorrentFreak’s early review: uTorrent for Mac is Coming

Update: Google has posted about the change on their offical blog.

Google Docs & Spreadsheets Blog

Every so often someone comes up with a bit of software that makes you ask, “Why hasn’t anyone done this before?” Enter MiniMail. I’ve only been playing with it for a few minutes, and I’m already hooked.

MiniMail is a plugin for Apple’s Mail application. Just as the mini-player in iTunes does for music; MiniMail puts information about your inbox at your fingertips. You can easily see messages as they arrive, and quickly action them. You can resize the window any way you like to conserve as much screen real-estate as possible.

Check it out at OliveToast

Webjimbo: A Web Interface for Yojimbo

>Webjimbo is a web interface for Bare Bones Software’s Yojimbo. It lets you view and edit your Yojimbo data from any computer with an internet connection and a web browser.

The software is currently in closed beta testing, and they are promising a release in the near future.

RubyOSA is a bridge that connects Ruby to the Apple Event Manager infrastructure. In other words, it allows you to do in Ruby whatever you could do in AppleScript.

Mac OS X Downloads

Up until recently, I had always used gmail by typing http://gmail.com into my browser. At some point, however, I started asking myself questions about security and wondered if an https flavor was available. It turns out that it had been there all along and so began the era of more secure gmail for me.

https://gmail.com — O’Reilly Mac DevCenter Blog